Bilt Palladium
Summary: The Bilt Palladium Card is the premium flagship product in Bilt's updated "2.0" lineup. Positioned as a luxury travel and housing-focused card, it carries a $495 annual fee and runs on the premium World Legend Mastercard network. Its headline feature is the revolutionary ability to earn high-value transferable points on both rent and mortgage payments while packing luxury travel perks designed to compete with the heavy hitters.
Credits: No Fee on Rent, Hotel, 3X Points Accelerator
Personal Experience: The new Bilt 2.0 launch came around the same time I just got out of the military dorms and am now paying rent for an apartment. Before, I would use my other credit cards’ SUB to pay my rent but now I use this card to pay rent without any fees and to earn points. I don’t have to think about always getting a new credit card, and with it's 2X-3X (use point accelerator credit), I pretty much use this card for everything that is not covered with my other cards.
- Bilt points are the best
- 2X-3X everything
- Only card for rent/mortgage
- Confusing points/rewards system
- Bilt Cash rewards for credits weak
- Doesn't excel in a specific category
